Insurance Companies -v- Whiplash Victims

Next year, the government intends to make some drastic changes to personal injury claims. The government believes, based on a review of data provided predominantly by insurers, that the UK is in the centre of a ‘whiplash epidemic’. As a result, they want to reduce the number of claims being made by people with soft-tissue injuries.

The government maintain that the reforms are being introduced to reduce the number of fraudulent and unnecessary claims that insurers say are costing the motor industry around £2 billion each year. However, there is a distinct lack of evidence to back-up this figure and some have suggested that it has been hugely distorted. In 2014, less than 1% of motor accident claims were proven to be dishonest and year on year the number of personal injury claims being presented has fallen.

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