How do I go about making a claim?
During our initial consultation we'll gather as much information about your claim as possible in order to work out who is responsible for the accident and the extent of your injuries and losses. We’ll identify the correct third party insurance company from the details you have supplied to us about the incident and get your claim submitted to them swiftly. We will then do everything possible to get an admission of fault from them
How long will my claim take?
There are two main factors that affect the duration of your claim:
1. Whether or not the third party concedes liability
2. The extent of your injuries and how long it will take for you to recover
If liability is admitted swiftly and your injuries are limited to a relatively minor symptoms within a minimal impact on your daily activities, then your claim could be settled within a matter of a few months. Alternatively, if you have suffered more complex injuries and treatment is required it is likely your claim will take longer to conclude as more medical evidence will have to be obtained before we can accurately value your claim and commence settlement negotiations.
How much compensation will I receive?
It is almost impossible to predict exactly how much compensation you will receive for your claim right from the outset. People often think that certain injuries will automatically attract a specific amount of compensation but when you make a claim your pain and suffering, treatment, recovery time and any financial losses are all taken into account. For that reason, we can only provide an accurate valuation of your claim once your medical evidence is finalised, treatment is completed and all your financial losses have been documented and calculated.
Our Compensation Calculator will however give you a projected value for a wide variety of injuries and can help you to assess whether or not you wish to pursue a claim. Unfortunately, no compensation calculator can provide you with an accurate valuation of your compensation award simply because solicitors need to know all the critical aspects of your individual case to be able to accurately assess the compensation due to you.
Do I have to attend a medical examination?
If you've been injured in a road traffic accident we strongly recommend that you seek medical assistance as soon as possible. Many people choose to self-medicate particularly if their injuries appear minor in nature, however your injuries could be more serious than they first appear and therefore it is always best to get them checked by a medical professional.
During the course of the
claim you will also need to attend an examination with an independent medical expert. This is something we will arrange for you. The medical examination will enable the independent medical expert to create a detailed report which will help us to determine the extent of your injuries and the impact they have had on you. The medical report is crucial to your case as it enables us to accurately value your compensation claim.
What financial losses can I recover?
In addition to your injury compensation, known as general damages, you can also recover any out of pocket expenses caused directly by the accident. These items are collectively referred to as special damages.
The most common financial losses that arise from accidents claims are:
· Loss of Earnings
· Treatment Costs
· Prescription or Over the Counter Medication Charges
· Damage to Personal Property
· Travel Expenses
Any financial losses claimed have to be supported by documentary evidence such as receipts or invoices. We will help you collate a list of your financial losses and assist you in gathering any evidence needed to support these losses to ensure that you are not out of pocket as a result of your accident.